Disability Insurance
Short Term (6 months)
- Accidental and sickness disability $600. to $1800. per month
- On and off job- 24 hour coverage
- Spouses’ disability policy available
- Maternity Disability paid same as other illness
- Hospitalization, medical expense and broken bones allowances
Long Term Disability – to age 65
- Accident and Sickness disability to $600 per month
- On and off job- 24 hour coverage – member only
- Critical Illness Protection
- Heart Attack, Stroke, By-pass and transplants
- Up to $50,000 benefit
Group Term Life Insurance
• No Medical Questions – guaranteed issue
• Great policy for members with pre-existing conditions
• Limits to $100,000
• Spouse and children also allowed on coverage
• Accidental Death Policy
• No medical questions – guaranteed issue
• Policy starts at $100,000 with annual increases to $200,000 at year 20
• Whole life policy that returns complete premium ($4,900) at year 20
• Group Universal Life
• Individual policy fully written
• Group Term Life
• Individual policy fully written
Cancer Insurance
• Group Cancer Protection
• Pay $2,000 to $5,000 at first occurrence of cancer
• Medical and Experimental treatments $10,000 to $20,000 per year
• Transportation and lodging for second opinions and treatment
• Wellness benefit pays up to $500 for prevention check-ups
• Reimbursement policy for out of pocket cancer treatment expenses
• Minimum participation of 50 members
Group PPO Dental Insurance
(Second largest dental network worldwide)
• $1000 annual maximum, with limited rollover of unused benefit
Personal Home and Automobile Insurance
• Auto, Home Boat, Motorcycles and Renters Insurance
• Competitive rate for members
• Company participation in all associate events
Legal Services
• Pre-paid access to attorneys and legal consulting
• Letter from attorneys on your behalf
• Identity theft protection program
